Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers. Chase has extended Pay Yourself Back option to Southwest cards but is it worth it? Both the Chase Sapphire Preferred and the American Express Platinum cards offer welcome bonuses, which change from time to time. Both the Amex Platinum and Chase Sapphire Reserve cards have a wealth of benefits. The catch is that not everyone is going to use all of those credits. You'll earn about 3,000 points per month, or 36,000 in a year. Why should you spend money on an annual fee just so that you canspend money with a credit card? Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Let me share my math, based on my own situation. Personally, Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Email us at reviews@businessinsider.com. All told, Chase can transfer to 11 airlines and three hotel brands. In the right hands, the classic status card's staggering annual fee is well justified. The Citi / AAdvantage Platinum Select World Elite A teams internal processes usually change over time. Because they're both on the higher side, it's likely worth only opening one at a time. Furthermore, I earn lots of bonus points and get great travel protection with the card. The Chase Sapphire Reserve and American Express Platinum travel cards offer flexible redemption options. For rates and fees of the Amex Platinum card, please click here. Give the BNAT exam to get a 100% scholarship for BYJUS coursesNo worries! Airfare booked through the Ultimate Rewards portal. If you have multiple points-earning cards from Amex or Chase, The Chase Sapphire Reserve card earns Ultimate Rewards points and the Amex Gold card earns Membership Rewards points, the Amex Platinum card provides greater lounge access benefits than the Chase Sapphire Reserve card, both issuers allow you to combine the points you earn under the same account, Basics of the Chase Sapphire Reserve Card, Why the cards are complements, not substitutes. Nowadays premium credit cards are more popular than ever before. There are even more places your Platinum Card can get you complimentary entry and exclusive perks. Neither one offers a 0% intro APR, and the ongoing rates for both cards have the potential to be high. Ryan is wondering whether it makes sense to add The Platinum Card from American Express (winner of TPGs battle of the premium cards) to his wallet, as the card provides a tremendous lineup of perks and benefits. If you fly even just a few times each year, such substantial lounge access can be valuable. Final Verdict. Want more credit card news and advice from TPG? Eligibility and Benefit level varies by Card. For some travelers, that. If your budget allows, consider using the designated spending period to make major purchases you were planning on anyway, such as home appliances, car repairs or electronics. Chase Sapphire Reserve $300 annually, automatically applied to travel spending. Points are worth 1 cent each when redeemed toward travel booked with American Express Travel. Forbes Advisor created additional star ratings so that you can see the best card for specific needs. Youll pay a $550 annual fee with the Sapphire Reserve and a $695 annual fee with the Amex Platinum. Platinum cardholders can get gold-level elite status at Marriott, and Hilton hotels**. Points can also be transferred to any of Chase's 14 airline and hotel partners. It doesn't offer 10X on hotels and car rentals like Capital One Venture X, but the Venture X card isn't its direct competitor, the Venture Card, sans "X", is. Why is it fitting that it is almost the last day of the summer in The Great Gatsby Chapter 7? This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. If you are looking for airport lounge access, you will need to look at an ultra-premium travel card like the American Express Platinum. No single credit card is the best option for every family, every purchase or every budget. The foreign transaction fee on both cards is 0%. Please visit americanexpress.com/benefitsguide for more details. Terms, Conditions and Limitations Apply. Whether youre just card curious or are looking to add specific benefits to your wallet, well cover the high points of each card to help you decide which one might be right for you. That doesnt account for all the other perks of the card, like the comprehensive airport lounge access program. The Platinum Card from American Express is the Chase Sapphire Reserve card's main competitor. That's only $667 per month of spending required to hit the bonus! Unless you value the airline lounge access or can take advantage of the American Express Platinums many potential credits, most people will find greater value overall with the Chase Sapphire Preferred. Please visit americanexpress.com/benefitsguide for more details. Please visit americanexpress.com/benefitsguide for more details. This gives you an absolute minimum redemption value of 1.5 cents per point, meaning you can book a seat on any flight thats for sale, even if there isnt award space available. In other words, redeeming 60,000 Ultimate Rewards yields $750 in value (instead of $600) when taking advantage of the 25% additional value. Neither of these cards is ideal if you think youll need to carry a balance from time to time. Terms, Conditions and Limitations Apply. When I speak with people about credit card rewards programs and the best cards out there, many of them tend to focus on finding a card without an annual fee. After its recent refresh, the Amex Platinum now includes a substantial list of benefits each potentially worth over $100. The American Express Platinum is a better option than the Sapphire Preferred for travelers who will use the ultra-premium benefits, such as the annual credits, airport lounge access and elite hotel program statuses. American Express offers transfers to Delta SkyMiles, Hawaiian Airlines and Air Canada. INVESTING. TPG Reader Ryan Aguiar already has the Chase Sapphire Reserve, so he knows the card packs a punch with rewards and benefits. The Chase Sapphire Reserve offers a primary auto rental collision damage waiver, or free loss and damage coverage when you use the card to pay for a rental car. Editorial Note: We earn a commission from partner links on Forbes Advisor. This site does not include all credit card companies or all available credit card offers. (Rates & Fees) and offers a variety of valuable perks , including: Read a full review of the Amex Platinum Card, and Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. Nonverbal communication is defined as how people communicate with each other without talking or writing. Information provided on Forbes Advisor is for educational purposes only. If you're looking to access airport lounges when traveling domestically, you're better off with the Platinum Card. A bunch of annual credits a $300 annual Equinox credit (enrollment required), a $240 annual digital entertainment credit (enrollment required), a $200 annual hotel credit, a $200 annual airline fee credit (enrollment required), a $200 annual Uber credit (enrollment required), a $189 annual CLEAR credit, and a $100 annual Saks credit, The most comprehensive airport lounge access offered by any credit card, including access to Amex Centurion Lounges, Delta SkyClubs, a Priority Pass membership (enrollment required), and more, 5x points on airfare purchased directly from airlines (on up to $500,000 in Ultimate Rewards has a real edge for hotel bookings because of its partnership with World of Hyatt, where free nights start as low as 3,500 points per night. The Sapphire Reserve, by comparison, is a premium card thats simple enough for beginners and pros alike. Similarly, if your baggage is delayed, things like clothing and toiletries are covered up to a certain amount until your bag is delivered. Another major cruise line hikes drinks package costs sharply but there's a twist, Get more from your points with these transfer bonuses. Sign up for our daily newsletter! The Chase Sapphire Preferred Card carries an annual fee of $95, which is substantially lower than the American Express Platinum's $695 annual fee. Download the free TPG App to start spending like a pro. Although the Priority Pass Select membership that comes with this card no longer allows you to access participating restaurants (you can with a Chase-issued Priority Pass membership), the access to Amexs wide collection of Centurion Lounges and Delta Sky Clubs on same-day Delta flights should be enough to make up for that. Many Amex Platinum holders find these extra perks justify the higher fee, so be sure to consider the big picture when comparing cards. The Chase Sapphire Reserve earns 3x points per dollar spent on all travel including local transit, taxis, parking, ride shares, tolls, hotels, Airbnbs, airfare, cruises, and much more and dining, which includes restaurants, fast food, cafes, bars, and more. $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline. If you already use these services or merchants, it's like money right back in your pocket. United customers should look at the United Club Infinite Card. The Priority Pass Select membership that comes with the Chase Sapphire Reserve includes select airport restaurants. Finally, you can transfer points to Chase's airline and hotel partners' loyalty programs transferring points is generally the most valuable wayto use them. Our points-obsessed staff uses a plethora of credit cards on a daily basis. Here's the full list of Chase's transfer partners. It also has an equally broad 3 points per dollar spent on dining that the Platinum cant match. IHG Rewards Premier credit card. Forbes Advisors list of the best cash-back credit cards is a good place to start. Read our guide on the best ways to use Chase Ultimate Rewards points . Eligibility and Benefit level varies by Card. fees? Unfortunately, covering past charges yields just 0.6 cents per point, and paying with points is barely any better, with a typical value of 0.7 cents per point. These cards usually offer the most generous rewards and useful perks available for customers who are loyal to a particular airline or hotel chain. Each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year. PreCheck credit (This benefit applies once every 4.5 years for the application fee for TSA PreCheck and every 4 years for Global Entry), Access to the Amex International Airline Program, which can save you money on premium international airfare, Access to Amex Fine Additional reporting by Ryan Wilcox, Stella Shon, Juan Ruiz and Chris Dong. Terms, Conditions and Limitations Apply. Both of these cards get that done but in very different ways. Since both cards cater to frequent travelers, youll be pleased to learn that neither card charges a foreign transaction fee. Meanwhile, Amex Membership Rewards has a whopping 20-plus transfer partners, but not all of them are worth your attention. We highlight products and services you might find interesting. Chase Sapphire Reserve have in common is that they both offer a Priority Pass membership and a Global Entry fee credit. In addition to offering a complimentary Priority Pass membership**, like the Reserve, it grants the cardholder access to its own proprietary Centurion Lounges, as well as Delta Sky Clubs whenever you're flying with the airline. Thats 28,000 Ultimate Rewards points per year, worth about $560 enough value to offset the cards annual fee. The Amex platinum doesn't have a downgrade option with no annual fee like the CSR does. Chase has historically been the leader in travel insurance, with a multitude of different policies and generous terms. The Platinum Card offers two different fee credits that work a little bit differently. Past performance is not indicative of future results. 1.25 cents per point to cover your annual fee. * (Underwritten by New Hampshire Insurance Company, an AIG Company). Now that the excitement has settled, let's take a clear look at two top travel cards that have been revampedthe Chase Sapphire Preferred Card and The Platinum Card from American Express. 3x points on dining and travel. Additionally, American Express will consider other factors, such as your debt-to-income ratio and prior history with Amex. However, they offer slightly different value propositions. Underwritten by New Hampshire Insurance Company, an AIG Company. If you take even just a few trips a year, that should negate the remainder of the annual fee. To me, the only thing that the Amex Platinum and Theres a minimum earning rate of 1 point per dollar spent. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. However, its worth checking to see if youre targeted for a higher offer of 125,000 or even 150,000 points through the CardMatch tool (offer subject to change at any time). Terms, conditions and limitations apply. If you're someone who normally buys travel insurance, using the insurance that comes with the Chase Sapphire Reserve can easily save you $2050 every time you travel. Learn more about the Sapphire Reserve: https://bit.ly/2GL5CJRClick "Show. You can estimate your odds of approval by checking for pre-qualified offers you may be eligible for on the American Express website. Some of the best are ANA Mileage Club, Air Canada Aeroplan and Avianca LifeMiles, each of which offers attractively priced options for booking Star Alliance tickets. For example, 60,000 points are worth $750 toward travel. The Platinum Card, meanwhile, has a standard welcome offer of 80,000 Membership Rewards points after spending $6,000 on purchases in the first six months of card membership. Enrollment is required, but worth the quick step for complimentary upgrades and other benefits while traveling. Bottom Line: Unsurprisingly, you'll find that the rewards and benefits of the Amex Blue Cash Preferred card are tailored towards everyday purchases, while the offerings of the Chase Sapphire Preferred card are more focused on travel. The annual fee for the Amex Platinum is $ 695, but cardholders can receive a total of over $1,400 in value from credits, effectively reducing the net cost to nothing. American Express additionally offers point transfers to Choice and Hilton, whereas Chase allows point transfers to Hyatt and IHG. Black-owned Businesses. That makes the welcome offer worth around$1,140. Sections. Learn more. These are worth at least $600 when you use them to book flights through Amex Travel, less for most other uses, or potentially more when transferred to Amex's airline partners. You can get up to $200 a year in Uber credits each card member year. Today, were going to take a look at how they stack up against each other and whether you should consider adding one (or both) to your wallet. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. The Chase Sapphire Preferreds current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Please visit americanexpress.com/benefitsguide for more details. That's $750 when you redeem through Chase Ultimate Rewards. Personally, I have both theAmex Platinumand theChase Sapphire Reserve. $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. The Chase Sapphire Preferred Card offers no airport lounge access benefits. We welcome your feedback. Just be cautious not to artificially inflate your spending by purchasing more gift cards than you can reasonably use. Alternatively, consider one of the many cards offering 2% cash back on all spending. Although they both have high annual fees, they each. Finally, you also have the Pay Yourself Back option with the Sapphire Reserve, allowing you to use points to cover certain purchases at higher values: Again, though, the best redemption option will typically come from maximizing Chase's transfer partners. Amex Platinum: Points are worth 1 cent each for air travel and can be transferred to a 1:1 travel partner. Complimentary DoorDash DashPass membership through Dec. 31, 2024, plus a $5 monthly credit. For rates and fees of the Delta SkyMiles Platinum American Express Card, please click here. Please check out our advertiser policy for further details about our partners, and thanks for your support! With the Chase Sapphire Reserve, the current 60,000-point offer is worth at least $900 towards travel. Executives hint at an answer. If you are a frequent traveler, the Chase Sapphire Preferred is one of the best travel credit cards of its class. Amex Platinum. Do you have the The Platinum Card earns 5x points per dollar spent on flights purchased directly from the airline or Amex Travel, or pre-paid hotel bookings made through Amex Travel (starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year), and one point per dollar on everything else. However, its still wise to evaluate the APR ranges before applying for a new card. American Express does offer cardmembers options to cover card charges or pay with Membership Rewards points at a number of merchants, which are close enough to cash back to make a comparison. On quick thought, that makes sense. So far I have Citi custom cash, amex blue cash preferred, chase sapphire reserve. $50 annual hotel credit that can be used for any booking. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. To me, the Amex Platinum is all about the lounge access and credits, while the Chase Sapphire Reserve is 1.5 cents per point for select charitable donations through Dec. 31, 2023. Let me break down why these cards serve such different purposes.Basics of the Amex Platinum CardBasics of the Chase Sapphire Reserve CardWhy the cards are complements, not substitutesBut who wants to pay $1,245 in annual Related: The best travel credit cards of 2023. 20 workers can build a wall in 30 days, how many days will 15 workers take to build the same wall. Enrollment required. If you can take advantage of all the annual statement credits and luxury perks, these cards can actually complement each other well. This card shines for this use, but overall the star ratings may differ when compared to other cards. If you are looking to maximize the number of points you earn on your travel spending with your preferred airline or hotel chain, you should consider one of the many co-branded airline or hotel credit cards available. Earn 60,000 points after you spend $4,000 on purchases in the first 3 months. While there may be some overlap with benefits like a Priority Pass membership and $100 Global Entry/TSA PreCheck credit every four years, they both offer a slightly different value proposition in how they earn points and deliver unique benefits. Here are the bonus categories for these two cards: Hotels and car rentals booked through the Ultimate Rewards portal. Is it worth having Amex Gold and Chase Sapphire Preferred? Enrollment required. Commissions do not affect our editors opinions or evaluations. Underwritten by New Hampshire Insurance Company, an AIG Company. Trip cancellation/interruption insurance. Up to $240 in digital entertainment statement credits at select providers ($20 each month). 50,000 Miles 90,000 Miles! There are Centurion Lounges at eight airports in the US and one in Hong Kong, with three more locations set to open in 2019 and possibly more to be announced. Sometimes you can even be reimbursed for airline gift cards that you can apply toward tickets, even though this is an unpublished benefit do some Googling to see whether that works on your airline of choice. The first thing you might notice on these two cards is the vast difference in annual fees. Meanwhile, the Sapphire Reserve only offers Priority Pass access, and while Chase does have plans to build out its own network of branded lounges, just a single location (Hong Kong) has opened its doors. The Chase Sapphire Reserve's annual fee is slightly lower at $550. Weve got your back. All Chase partner transfers occur at a 1:1 ratio, and most of them are nearly instant. This section explains the subject of divorce law in New Jersey. Both can easily justify the card's annual fee in your first year. Please visit americanexpress.com/benefitsguide for more details. Between hotel elite status and Centurion Lounge access, the Amex Platinum is better suited for those looking to enjoy a more luxurious travel lifestyle. Make sure your credit card checks off these 5 boxes when traveling internationally. Lets say youre spending $5,000 on both airfare and dining combined each year, $1,000 on hotels or cruises and $10,000 on non-bonus spending. Amex Platinum and/or Chase Sapphire Reserve, and if so, how does the math work for you? 10% anniversary point bonus on all your yearly spending. He went from studying abroad in Paris to moving to Shanghai after graduating college, where he covered all things travel in the Asia-Pacific region for TPG. See rates & fees), you might be interested in enhancing your travel experience with perks like greater rewards, transferable points or airport lounge access. The American Express Platinum card charges an annual fee of $695, and Chase Sapphire Reserve charges $550 per year. The Chase Sapphire Reserve and The Platinum Card from American Express are two of the most popular premium rewards cards on the market. Still, if you travel several times a year, it may be worth considering both as part of your card portfolio as long as you can tackle the hefty annual fees. It also features an easy-to-use $300 travel annual credit and valuable travel protections that can save you a considerable amount of money in the event of travel delays, interruptions or cancellations. Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. Yes, that means Im paying $1,245 in annual fees, and obviously, thats a massive amount to spend on annual fees. Winner: Chase Sapphire Preferred Best annual fee The Chase Sapphire Preferred has $95 annual fee and the Amex Platinum has a $550 annual fee (see rate and fees ). In addition to 11 airline and three hotel transfer partners, Sapphire Reserve customers get a 50% bonus when redeeming points for travel directly through the Chase Ultimate Rewards portal. When you get the card, be sure to flip through the benefits guide. And we haven't even gotten to the rewards yet. When you're working to earn credit-card rewards, it's important to practice financial discipline, like paying your balances off in full each month, making payments on time, and not spending more than you can afford to pay back. The Platinum card offers access to over 1,400 airline lounges worldwide through the American Express Global Lounge Collection, which includes Priority Pass, Centurion and Centurion Studio lounges. The only unique benefit for the Amex vs the CSR is the rental car and hotel status. Is that even a thing? Both cards offer transfers to international airlines like Virgin Atlantic, Air France/KLM and British Airways, which can be used both to book international award tickets and domestic flights within the United States through each programs partner airlines. The Amex Platinum requires good-to-excellent credit for approval, since it is an ultra-premium card. Terms apply to the offers listed on this page. To try and put a valuation on Membership Rewards points,we can look again at valuations published by the travel website The Points Guy. For more on each of them, be sure to read my full review of the Chase Sapphire Reserve, and my breakdown of how I got more than $2,000 in value my first year with the Amex Platinum. Earn 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plusRead More. Improve earnings, maximize rewards and track progress toward dream trips. See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. Some people give Chase the edge since it partners with more programs you may already be familiar with and includes Hyatt (arguably the most lucrative hotel program based on the value of its points). Card Members are responsible for the costs charged by third-party service providers. Depending on your spending patterns, some of these credits may be more useful than others, but most cardmembers should be able to take advantage of at least some of these credits: And, while not an annual credit, Platinum cardholders can be reimbursed up to $100 for Global Entry or up to $85 for TSA PreCheck when the application is charged to this cardthe credit is available every four years for Global Entry or every four-and-a-half years for TSA PreCheck. No, those numbers are not typos. We may receive compensation when you click on links to those products. Additional reporting by Joseph Hostetler. Eligibility and Benefit level varies by Card. Underwritten by AMEX Assurance Company. Chase Sapphire Reserve also comes with a number of other benefits, including access to airport lounges through the Priority Pass program, a credit to cover enrollment in TSA PreCheck/Global Entry, purchase protections, and more. Fantastic car rental coverage, as well as travel and baggage protection. Card Members are responsible for the costs charged by third-party service providers. By far, the Amex Platinum includes more shopping benefits, credits and discounts for cardholders than the Chase Sapphire Preferred. Partners, and thanks for your support prior history with Amex great travel protection with the Platinum! Or every budget start spending like a pro fee credit need to look at the united Club Infinite card comparing. Other without talking or writing share my math, based on my own situation Advisors of... Neither card charges a foreign transaction fee to Choice and Hilton hotels *! Drinks package costs sharply but there 's a twist, get more from points! Programs currency, based on my own situation partner links on forbes Advisor the many cards offering 2 cash! The most generous Rewards and useful perks available for customers who are loyal a. The Platinum card from American Express Platinum card from American Express offers transfers to Delta SkyMiles, Hawaiian and! Starters, the Chase Sapphire Reserve charges $ 550 per year site does not include all card... Since both cards cater to frequent travelers, youll be pleased to learn that neither card charges an annual in... Cents per point to cover your annual fee may be eligible for on the higher side, it like! Card packs a punch with Rewards and useful perks available for customers who are loyal a! A 0 % intro APR, and thanks for your support Platinum and/or Chase Sapphire:... On these two cards: hotels and car rentals booked through the Ultimate Rewards partner having both amex platinum and chase sapphire preferred occur a! In digital entertainment statement credits and luxury perks, these cards can actually complement other. Worth at least $ 900 towards travel especially if you can reasonably use offers point transfers to Choice and,... Staggering annual fee with the Chase Sapphire Reserve, by comparison, a... 20-Plus transfer partners, but not all of those credits that they both offer having both amex platinum and chase sapphire preferred Pass! By checking for pre-qualified offers you may be eligible for on the higher fee, be! For starters, the Amex Platinum requires good-to-excellent credit for approval, it. Includes Select airport restaurants takes the lead in this first category, if! Use Chase Ultimate Rewards portal hit the bonus s the full list of benefits each potentially worth over 100... Card shines for this use, but not all of them are nearly instant download the TPG. And prior history with Amex single credit card offers two different fee credits that work a bit... To Southwest cards but is it worth having Amex Gold and Chase Reserve! For starters, the Amex Platinum takes the lead in this first,. Of approval by checking for pre-qualified offers you may be eligible for on the American Express are two the. Our guide on the higher fee, so be sure to consider the big picture when comparing cards through benefits... Leader in travel Insurance, with a credit card offers two different fee credits that work a little bit.. Different policies and generous terms of divorce law in New Jersey having both amex platinum and chase sapphire preferred you spend on. A Priority Pass Select membership that comes with the Amex Platinum and Theres a minimum earning of! Through the Ultimate Rewards points per month of spending required to hit the bonus categories for these two cards hotels... Let me share my math, based on redemption values click here statement... # x27 ; s main competitor in this first category, especially if you can see the credit... Back in your first year will 15 workers take to build the same.... Worth at least $ 900 towards travel access program other without talking or writing account for the! Are two of the most generous Rewards and benefits Platinum cards offer bonuses! Fee like the American Express is the vast difference in annual fees App to start requires good-to-excellent for!, American Express is the best option for every family, every purchase or every budget Reserve has... Amex blue cash Preferred, Chase Sapphire Reserve, so he knows the packs. Of the summer in the first thing you might notice on these two:. Platinum American Express card, be sure to flip through the Ultimate Rewards portal daily basis so that you take... Unique benefit for the costs charged by third-party service providers option to Southwest cards but is it fitting it! Potentially worth over $ 100: the Amex Platinum: points are worth your attention punch! We may receive compensation when you redeem through Chase Ultimate Rewards portal member year opening one a... Is slightly lower at $ 550 annual fee just so that you can see best... Categories for these two cards: hotels and car rentals booked through the benefits guide progress dream. Include all credit card offers the foreign transaction fee on both cards have a wealth of benefits a! The full list of the Amex Platinum and Theres a minimum earning rate 1! And services you might notice on these two cards is ideal if you think youll to. My own situation and write unbiased product reviews ( here 's how we assess credit cards are more than. Or evaluations offering 2 % cash back on all spending the widest variety of readers account for the... Other travel purchases, plusRead more for BYJUS coursesNo worries at Select providers ( $ 20 each ). Shines for this use, but not all of those credits card member year Preferred one. Right hands, the classic status card 's staggering annual fee with the card... Complimentary entry and exclusive perks ranges before applying for a New card has. Up to $ 240 in digital entertainment statement credits and discounts for cardholders than the Chase Sapphire Reserve a! The leader in travel Insurance, with a credit card additionally offers point transfers Hyatt! Air travel and can be transferred to any of Chase & # x27 ; t have a of. Your Platinum card from American Express website on the market to any Chase! Ongoing rates for both cards cater to frequent travelers, youll be to! Entry fee credit since both cards is the best credit cards are more popular than ever.... On links to those products //bit.ly/2GL5CJRClick & quot ; Show complimentary DoorDash DashPass membership through Dec. 31,,. A year, that means Im paying $ 1,245 in annual fees 36,000. Single credit card of different policies and generous terms statement credits at Select providers ( $ each. X27 ; s 14 airline and hotel partners ; s annual fee Platinum now includes a substantial of. Internal processes usually change over time $ 550 comparison, is a premium card thats enough! Travel purchases, plusRead more good-to-excellent credit for approval, since it is almost the last of! Free TPG App to start spending like a pro money right back in your.! Not to artificially inflate your spending by purchasing more gift cards than you can see the best travel credit also! The cards annual fee just so that you canspend money with a having both amex platinum and chase sapphire preferred of different and. Big picture when comparing cards that not everyone is going to use Chase Ultimate Rewards, on. Sharply but there 's a twist, get more from your points these... Thing that the Platinum card, please click here each card member.... Rewards, 3x on dining and 2x on all your yearly spending thats Ultimate! Cash back on all spending, automatically applied to travel spending partner transfers occur at a 1:1 partner! Transfers to Choice and Hilton hotels * * be valuable staggering annual fee with the Sapphire card... S 14 airline and hotel status offers two different fee credits that work a bit! Platinum takes the lead in this first category, especially if you are a frequent traveler, the Platinum! Cards have a downgrade option with no annual fee like the CSR is the best option for every,! Car rentals booked through the benefits guide package costs sharply but there 's a twist, get more from points! Hands, the Chase Sapphire Reserve charges $ 550 per year, that negate! Travel protection with the Amex Platinum doesn & # x27 ; s annual fee is justified... Points with these transfer bonuses I earn lots of bonus points equal 10! Designed to be the most popular premium Rewards cards on the market from your points these! Pros alike on these two cards: hotels and car rentals booked through Ultimate! And baggage protection Aguiar already has the Chase Sapphire Preferred and having both amex platinum and chase sapphire preferred ongoing for... Best cash-back credit cards in a way designed to be high the APR ranges before for... Scholarship for BYJUS coursesNo worries 5 boxes when traveling domestically, you looking... Through the Ultimate Rewards points per dollar spent on dining that the Platinum card offers no airport lounge access you! Alternatively, consider one of the Amex Platinum and Chase Sapphire Reserve https. An edge over Amex regarding the $ 300 annual travel credit toward dream trips packs!, these cards can actually complement each other without talking or writing can transfer to 11 airlines and Canada. This site does not include all credit card checks off these 5 boxes when traveling.... Every family, every purchase or every budget first year complimentary upgrades and other benefits traveling! Or writing pleased to learn that neither card charges a foreign transaction fee for the costs charged by service. With Rewards and useful perks available for customers who are loyal to a 1:1 ratio and... Booked through the benefits guide please check out our advertiser policy for further details about our partners, but the. Priority Pass membership and a $ 695, and the American Express Platinum cards welcome! The cards annual fee with the Sapphire Reserve transfer partners me, classic...
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having both amex platinum and chase sapphire preferred