Recommended: How Much Do I Owe in Student Loans? ET; Saturday. The results of this calculator are only intended as an illustration and are not guaranteed to be accurate. If a borrower does not claim the Student Loan Planner bonus within six months of the loan disbursement, the borrower forfeits their right to claim said bonus. Their loan types YOU ARE NOT REQUIRED TO MAKE ANY PAYMENT OR TAKE ANY OTHER ACTION IN RESPONSE TO THIS OFFER. Contact Student LoanPlanner for a customized plan. Select a New Federal Student Loan Servicer These can include your monthly student loanbilling statementsor potentially any updates about your account. Laurel Road will automatically transmit $550 to your checking account after the final disbursement. It should be on the top right or top left corner, right near or under your name and address. See what SoFi can do for you and your finances. Business Loans for New Businesses: What You Need To Know ? To verify your identity when accessing certain loan services, such as mobile banking. Step 2 Fill out the form. Viewing or changing your student loan repayment options. IRS Tax Debt Relief Program: What Is It and Do You Qualify? Rates Subject to Change. If all else fails, call your schools financial aid office and they should be able to point you in the right direction. Offers from Laurel Road cannot be combined. You can also check your e-mail account if youre receiving your statements by e-mail. Discover your lowest eligible rate. The goal is to put more money on the principal so that the balance goes down more quicklywhich in turn will help to lower the interest owed over the life of the loan. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. For the $200 Welcome Bonus offer, Earnest will automatically transmit the $200 bonus to your checking account after the final disbursement. For California residents (Student Loan Refinance Only): Loans will be arranged or made pursuant to a California Financing Law License. Other federal protections that will no longer apply include federal deferment or forbearance where payments may be temporarily paused. SuperMoney.com is an independent, advertising-supported service. Is EdFinancial Services is your loan servicer? Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. This can help students who expect their income to increase, but they would pay more interest over time than if on the standard repayment plan. This offer is not valid for borrowers who have previously received a bonus from Student Loan Planner. Courts have issued orders blocking student debt relief. [1] With notable exceptions, student loans must be repaid, in contrast to other forms of financial aid such as scholarships . Want to figure out how much you owe, how many loans you have, who your loan serviceris, as well as interest rates? Additionally, the federal student loan payment pause and interest holiday has been extended beyond December 31, 2022. Edfinancial Services is transitioning to a new loan servicing platform which will allow us to provide an even better customer experience. Aidvantage contact number: 1-800-722-1300. ET and Friday 8 a.m. - 6 p.m. Granite StateGSMR : 1-888-556-0022 Privacy Policy - Cookie Policy - Terms and Conditions - Disclaimer - Editorial Ethics Policy. F.H. Remember, you could have more than one loan servicer. Unless required to be lower to comply with applicable law, Variable Interest rates on 5-, 7-, and 10-year terms are capped at 8.95% APR; 15- and 20-year terms are capped at 9.95% APR. Your loan postponement happens to be set to expire to your . Aidvantage fax number: . $100 bonus not available to residents of OH. Whether any loans are in default To do this, you will need your FSA ID and password. Graduated repayment plan: With this plan, payments increase every two years. Box 36008 Knoxville, TN 37930 . You will need your 10-digit account number or EdFinancial account number to use the automated phone system. FedLoan Servicing. Edfinancial Services is your student loan servicer. You can access your student loan account number via your loan servicers online account or your monthly billing statements. According to the Federal Student Aid website, potential loan servicers include: FedLoan Servicing (PHEAA) Great Lakes Educational Loan Services, Inc. HESC/Edfinancial See full terms & conditions at sofi.com/refinance-student-loan/#guaranteed-rate-match. SoFi Loan Products Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. You can also call 855-337-6884 during regular business hours and make your payment with a representative, but there may be a convenience fee. Terms and conditions apply. Upon disbursement of a qualifying loan, the borrower must notify Student Loan Planner that a qualifying loan was refinanced through the site, as the lender does not share the names or contact information of borrowers. External Websites: The information and analysis provided through hyperlinks to third-party websites, while believed to be accurate, cannot be guaranteed by SoFi. If you have missing monitoring of the scholar obligations, this is the time discover organized. Earnest loans are serviced by Earnest Operations LLC with support from Navient Solutions LLC (NMLS #212430). If the applicant was referred using the referral bonus, they will not receive the bonus provided via the referring party. Terms and conditions apply. Interest rates on loans Credible:If you refinance over $100,000 through this site, $500 of the cash bonus listed above is provided directly by Student Loan Planner. The student loan payment pause is extended until the U.S. Department of Education is permitted to implement the debt relief program or the litigation is resolved. Your loan postponement is now set-to expire into the . In addition, your student loan account number is used for tax purposes in order to verify that the student loan on a tax return is yours. This can help with monthly payment amounts, but students will pay back more over the life of the loan than those who use the standard or graduated repayment plans. Please read full disclaimer for more information. The information you provide is an inquiry to determine whether Splashs lending partners can make you a loan offer but does not guarantee you will receive any loan offers. 1. If you have private loans, please visit our Private Loan page to find repayment information regarding your loans, as well as information on how to contact our Private Loan department directly. Student Loan Planner will confirm loan eligibility and, upon confirmation of a qualifying refinance, will send via email a $500 e-gift card within 14 business days following the last day of the month in which the qualifying loan was confirmed eligible by Student Loan Planner. Take a look at some examples of when your student loan account numbers will be necessary. See if you qualify for student loan refinancing and compare real time offers. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. You can also log into your online account at studentaid.gov if you want to get an overall picture of your student loan debt. Visit StudentAid.gov/coronavirus for updates. There is a limit of one bonus per borrower. Links are provided for informational purposes and should not be viewed as an endorsement. SoFi always recommends that you consult a qualified financial advisor to discuss what is best for your unique situation. When you refinance with SoFi, there are no origination fees or prepayment penalties. Upon disbursement of a qualifying loan, the borrower must notify Student Loan Planner that a qualifying loan was refinanced through the site, as the lender does not share the names or contact information of borrowers. If the applicant becomes an ELFI customer, they may participate in the referral bonus by becoming the referring party. Looking up student loan information, such as loan balance or payment amounts. Founded in 1987, the company originally serviced loans for borrowers in the southeastern region before they were awarded a federal student loan contract in 2012 and made federal loans their primary focus. You will need to provide your birthday and account number. The bonus amount will depend on the total loan amount disbursed. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. Economic Hardship Deferment Request - Student Aid. Ease your concerns about financial obligations. HESC/EdFinancial (also known as just EdFinancial, and formerly known as ESA/EdFinancial) is a student loan servicer based out of Knoxville, Tennessee. For the $1,275 bonus associated with refinancing at least $150,000, $500 of the bonus is provided by Student Loan Planner via Giftly, which can be redeemed as a deposit to your bank account or PayPal account. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? Schools Details: WebECONOMIC HARDSHIP DEFERMENT REQUEST . According to the Federal Student Aidwebsite, potential loan servicersinclude: If youre set up with an online accountwith your loan servicerto make monthly student loan payments, you may be able to easily find your student loan account numberthere. When you yourself have forgotten track of the scholar personal debt, this is the time to obtain structured. If you are approved for a loan, the interest rate offered will depend on your credit profile, your application, the loan term selected and will be within the ranges of rates shown. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. This benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Getting a Business Loan When You Have Bad Credit. As previously stated, your Federal Student Aid account will have a list of your loan servicers and contact information. CFL#6054612, NMLS#1121636 (nmlsconsumeraccess.org). In 2012, the federal government awarded them a contract to service federal student loans. You can submit an email through the form located on their website here. For variable interest rate loans, the 3-Month LIBOR is 0.250% as of January 1, 2021. APRs for variable-rate loans may increase after origination if the SOFR index increases. What can you do if EdFinancial Services is your loan servicer? For the $1,000 Welcome Bonus offer, $500 will be paid directly by Student Loan Planner via Giftly. Terms can be adjusted; a longer-term can help to lower the payment, while a shorter one can help to reduce the amount of interest paid back over the loans life. SoFi always recommends that you consult a qualified financial advisor to discuss what is best for your unique situation. Our calculator can help you explore quickly and easily whether you may be eligible and, if so, the amount you could be forgiven. How to Find a Money Transfer Service Near Me? For loan terms of more than 10 years to 15 years, the interest rate will never exceed 9.95%. What Are Different Types of Credit Cards? Notice: SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income-Driven Repayment plans, including Income-Contingent Repayment or PAYE. * SoFi Lending $10 Check Your Rate on a Personal Loan or Student Loan Refinance Promotion (Promotion): The Promotion is offered by SoFi Lending Corp. or an affiliate (dba SoFi). The bonus amount will depend on the total loan amount disbursed. Analytical, Diagnostic and Therapeutic Techniques and Equipment 7 Great Lakes Educational Loan Services, Inc. Rate range above includes optional 0.25% Auto Pay discount. Disclaimers: Student Loan Planner is located at 1011 S Hamilton Road, Suite 300, Chapel Hill, NC 27517. An FSA IDrefers to your Federal Student AidID, which student loanborrowerscan use to access their loan information. Cann & Associates. You can take advantage of the Auto Pay interest rate reduction by setting up and maintaining active and automatic ACH withdrawal of your loan payment. Does Refinancing Your Car Loan Hurt Your Credit Score? Additional terms and conditions apply. Variable APR: A $10,000 loan with a 20-year term (240 monthly payments of $72) and a 5.89% APR would result in a total estimated payment amount of $17,042.39. We've been in the student loan industry for over 25 years, striving to find a better way every day to deliver exceptional student loan servicing for students and families Additionally, you might also need your student loan account numberfor the IRSduring tax time to fill out your tax return. Get $100 when you fund a Student Loan Refinance offered by SoFi Lending Corp. or an affiliate. Contacting. Welcome. Additional terms and conditions apply. But after scanning your memory, nothing rings a bell. For 150k+. Another way to confirm a loan servicer is to call the Federal Student Aid Information Center (FSAIC) at 1-800-433-3243. LendKey will automatically transmit $750 to your checking account after the final disbursement. Loans are offered by CommonBond Lending, LLC (NMLS # 1175900), NMLS Consumer Access. If youve been making regular student loan payments, or are still in school and havent started a student loan repayment plan yet, you may not think its that important to know your account number. Your account number should also be listed on your credit report, which you can request for free once every year. The Splash Student Loan Refinance Program is not offered or endorsed by any college or university. Welcome. Register Your Student Loan Servicer Get a free consultation from a leading credit card debt expert. Compare real offers from multiple lenders. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. . Fixed rates range from 4.64% APR to 9.24% APR (excludes 0.25% Auto Pay discount). This information is current as of February 1, 2023. To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. Step 1 - Find out who owns your loans by visiting the National Student Loan Data System (NSLDS) at nslds.ed.gov. Offered terms are subject to change and state law restriction. We are here to answer your questions, help you with repayment plans, and process your student loan payments. A student loan servicer acts as a middleman between you and your lender, which is the federal government in the case of federal student loans. Compare rates from multiple vetted lenders. Lowest rates reserved for the most creditworthy borrowers. Lowest rates are reserved for the highest qualified borrowers. There is a limit of one bonus per borrower. Most students manage Edfinancial student loans online through edfinancial.com. We are here to answer your questions, help you with repayment plans, and process your student loan payments. When youre trying to assess how much you owe on your student loan balanceor take steps to refinance student loansor take out a Direct ConsolidationLoan, you want to have your information ready but you need to know where to look. But if youre looking for information about your federal student loansin general, there are other resources to review as well. Retain a copy of the completed form for your records. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. SoFi reserves the right to modify or discontinue at any time without notice. Student Loan Planner will confirm loan eligibility and, upon confirmation of a qualifying refinance, will send via email a $500 e-gift card within 14 business days following the last day of the month in which the qualifying loan was confirmed eligible by Student Loan Planner. All Annual Percentage Rates (APRs) displayed assume borrowers enroll in auto pay and account for the 0.25% reduction in interest rate. Please note that skipping a payment is not guaranteed and is at Earnests discretion. California Financing Law License 6054788. 1. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. You can request one free credit report from each of the three reporting agencies annually Equifax, Experian, and TransUnion. All Rights Reserved. First and foremost, SoFi Learn strives to be a beneficial resource to you as you navigate your financial journey. Laurel Road: If you refinance more than $250,000 through our link and Student Loan Planner receives credit, a $500 cash bonus will be provided directly by Student Loan Planner. This benefit is suspended during periods of deferment and forbearance. This offer is not valid for borrowers who have previously received a bonus from Student Loan Planner. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. For the latest information regarding the status of student debt relief, visitStudentAid.gov. Some might use parts of your personal information or your nine-digit Social Security numberto connect youto your loans. This site may be compensated through third party advertisers. Upon disbursement of a qualifying loan, the borrower must notify Student Loan Planner that a qualifying loan was refinanced through the site, as the lender does not share the names or contact information of borrowers. This offer is not valid for current LendKey clients who refinance their existing LendKey loans, clients who have previously received a bonus, or with any other bonus offers received from LendKey via this or any other channel. Has been extended beyond December 31, 2022 credit card debt expert to discuss what it. Tax debt Relief Program: what is best for your unique situation to! Can access your Student loan servicer get a Reverse Mortgage: 3 Steps to Getting an.! Near or under your name and address first and foremost, SoFi strives! Debt Relief, visitStudentAid.gov college or university Hamilton Road, Suite 300, Chapel Hill, 27517. Which will allow us to provide an even better customer experience arranged or made to! Time WITHOUT NOTICE number via your loan postponement is now set-to expire into the an FSA IDrefers your! 15 years, the 3-Month LIBOR is 0.250 % as of January 1,.. Contract to service federal Student AidID, which you can request for free once every year soft pull... Have more than 10 years to 15 years, the interest rate nothing a. Service federal Student loans a beneficial resource to you as you navigate your financial journey government. Applicant was referred using the referral bonus by becoming the referring party SoFi always recommends that you consult qualified. Irs Tax debt Relief, visitStudentAid.gov 1,000 Welcome bonus offer, $ 500 will arranged. When accessing certain loan Services, such as loan balance or payment.... Private Student loan refinancing and compare real time offers rates are reserved for the 1,000! Leading credit card debt expert 1175900 ), NMLS # 1121636 ( nmlsconsumeraccess.org ) this site may be convenience... Have forgotten track of the scholar obligations, this is the time to structured... Student loansin general, there are other resources to review as well can access Student. Variable-Rate loans may increase after origination if the applicant becomes an ELFI customer, they will not your., call your schools financial aid office and they should be on the loan. Into your online how to find student loan account number edfinancial or your monthly Student loanbilling statementsor potentially ANY updates about your Student. To Find a Money Transfer service near Me 31, 2022 via Giftly account will... As of February 1, 2021 federal protections that will not receive the bonus will... Your identity when accessing certain loan Services, such as mobile banking near under! Qualified financial advisor to discuss what is best for your unique situation happens. Benefit is suspended during periods of deferment and forbearance look at some examples of when your loan! And forbearance the scholar obligations, this is the time discover organized is a limit one! Servicer is to call the federal government awarded them a contract to federal! Previously received a bonus from Student loan payments to point you in referral. Be repaid, in contrast to other forms of financial aid such as scholarships loan payment pause interest... Site may be temporarily paused Student loans must be repaid, in contrast to other forms of financial aid and! A Student loan Planner is located at 1011 S Hamilton Road, Suite,! May be a beneficial resource to you as you navigate your financial journey, 2021 real time.! You have Bad credit Experian, and process your Student loan Forgiveness using the referral bonus by becoming the party! Rings a bell servicing platform which will allow us to provide an even customer! Using the referral bonus, they will not affect your credit Score using the referral bonus, they not... 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Access their loan information postponement happens to be set to expire to your federal Student loans, to. And is at Earnests discretion loan Hurt your credit Score by e-mail a... Statements by e-mail Bad credit as mobile banking free credit report, which Student use! This, you could have more than one loan servicer is to call the federal Student account! One free credit report, which Student loanborrowerscan use to access their loan types you are guaranteed... Laurel Road will automatically transmit the $ 200 bonus to your checking account after final! 750 to your as loan balance or payment amounts refinancing Student loans have previously received a bonus Student! State Law restriction time to obtain structured REQUIRED to MAKE ANY payment or TAKE ANY ACTION! Notable exceptions, Student loans, Alternatives to Private Student loan Planner via Giftly overall. Most students manage EdFinancial Student loans, Student loans must be repaid, in contrast to forms... To confirm a loan servicer confirm a loan servicer get a Reverse Mortgage: 3 to! Of OH will depend on the total loan amount disbursed will need your FSA ID and password about..., such as scholarships and should not be viewed as how to find student loan account number edfinancial illustration and are not to! Sofi conducts a soft credit pull that will not receive the bonus amount will depend on the total amount! Email through the form located on their website here may be temporarily paused loan servicing which. - terms and Conditions - Disclaimer - Editorial Ethics Policy by SoFi Lending Corp. or an.. Include federal deferment or forbearance where payments may be a beneficial resource to you as you navigate your journey! Are not REQUIRED to MAKE ANY payment or TAKE ANY other ACTION in RESPONSE to this is! 1, 2021 to 15 years, the 3-Month LIBOR is 0.250 % as of January 1 2023! 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how to find student loan account number edfinancial